Our bankruptcy lawyers understand that a debtor’s decision to file bankruptcy is very difficult and is usually the debtor’s last resort to obtain relief against creditors’ claims.
Although the bankruptcy laws are complicated, the bankruptcy lawyers at ASG are experienced and knowledgable in representing debtors and creditors in bankruptcy and assisting them in navigating this complex procedure.
Our practice areas in bankruptcy law include the following:
- Chapter 11 Reorganizations (Including Personal Chapter 11 Cases)
- Chapter 7 Liquidations
- Filing of Creditor’s Claims
- 2004 Debtor’s Examination
- Representing Creditors at 341 Meeting of Creditors
- Obtaining Relief from Automatic Stay
- Assignments for Benefit of Creditors
- Out of Court Workouts and Restructurings
- Debt Counseling
- Prosecution and Defense of Bankruptcy Related Litigation, including Litigation Involving Preferences, Fraudulent Conveyances, Dischargeability Issues, Asset Sales and the Automatic Stay
Contact our experienced attorney:
Our Bankruptcy Lawyers are Here to Help
Going through a bankruptcy can be an extremely difficult time. Often, the rules are confusing, and the paperwork overwhelms many people. It can be hard to find your way to the other end of the tunnel. Here at ASG, our team of experienced bankruptcy lawyers is ready to light your way. A skilled bankruptcy attorney can be your best ally when you are planning to file bankruptcy.
Both companies and individuals can find themselves in this position. If done properly, a bankruptcy will not ruin your life. We understand that bankruptcy is often the last resort to gain relief from your creditors. We also know the complex net that creditor and bankruptcy law weaves. We will help you find a solution that works for you and keeps your life on track.
Let our Bankruptcy Lawyers Ease your Mind
Life can be messy. It only takes one event to throw your life into chaos. Some clients may find themselves facing bankruptcy due to a death in the family, a divorce, or a severe illness. Unfortunately, most creditors may not take those matters into consideration. They just want their money and, typically, they want it now.
You may have called a creditor to try to work out a payment plan, or lower your interest rate, only to find that they were not willing to negotiate, or that their offer was impossible or not worth accepting. In these circumstances, bankruptcy may provide the only alternative.
Bankruptcy can accomplish a multitude of things. It can prevent foreclosure and keep you in your home. It can perform a discharge of debts, which is the legal obligation to repay your debts. It can stop your car from being repossessed. It can stop wage garnishments on your paycheck from a creditor. It can stop the debt collectors from harassing you. It can even help restore any utility services that may have been turned off, including water, gas, and electric.
Fraud Relief and Debt Counseling with ASG Legal
If your case involves fraud, then we can help you get your life back. Our team will work tirelessly to prove a fraud case in court. This will, in turn, take the debt off of your lap, and help to restore your credit file and credit score.
In addition to fraud cases, we can help you explore debt counseling, obtaining relief from an automatic stay, or out of court restructurings. Of course, if court ends up being necessary, we can help with Chapter 11 Reorganizations and Liquidations. Our team of bankruptcy lawyers can perform prosecution and defense of bankruptcy-related litigation, such as asset sales, automatic stay, preferences, and fraudulent conveyances.
Note that there are several types of bankruptcies. They include:
- Chapter 7. This is a traditional bankruptcy. It demands that the debtor give up property that exceeds set limits known as exemptions. The property can then be sold to pay off the creditors. This is one of the two most common forms of bankruptcy.
- Chapter 11 is also called reorganization. This is not as common and only is used by individuals and companies with extremely large debt. This is unlike what is seen in an average bankruptcy.
- Chapter 12 is another less common form of bankruptcy. It was specifically created for fishermen and family farms.
- Chapter 13 is also called debt adjustment. This is the second of two most common types of bankruptcy. It is basically a structured repayment plan to pay off all debts.
ASG Legal is here to guide you through some of the most difficult times in your life. Contact us today at 850-863-4064. Our professional and dedicated team of bankruptcy attorneys is waiting to help you.