You try to do the best you can, but sometimes things do not work out the way you want them to financially. You might have needed to take out loans to run your business, or maybe you lost your job and needed money to make ends meet. If you are unable to pay back the money you have borrowed, it can be the ultimate stressful experience. Unfortunately, situations like this are happening all over Okaloosa County.
However, there is a way out of this predicament, and you will no longer have to live your life in fear of answering a phone call from yet another collection agency. The Crestview bankruptcy lawyers at ASG Legal can help you begin your journey down the road to bankruptcy. We understand that this is also a scary proposition, but if you are prepared, it can be the best way to find your way out of the situation that you are in.
Meet Our Crestview Bankruptcy Lawyer:
How Will Declaring Bankruptcy Affect You?
If you have creditors down your back, you probably already know what can happen if you are unable to pay your debts. You could face wage garnishments, shutting off of your utilities, vehicle repossession, foreclosure, or fraud, all while still being harassed and still being expected to pay what you owe. Hiring an experienced Crestview bankruptcy attorney can help change all of that.
The experienced bankruptcy lawyers at ASG Legal have been through all kinds of situations with our clients. Some have had outstanding medical bills that they could not pay. Others have had their businesses suffer from slow months, lack of tourism because of poor weather. Some even have problems paying back their student loans. Our experienced team has helped each and every one of those clients begin to get their lives back together and stop those phone calls. We can do the same for you.
Types of Bankruptcy
There are many different types of bankruptcy that you can file, depending on the situation that you find yourself in. It is important that you file the correct way, otherwise you will not be able to make any improvements. Hiring a Crestview bankruptcy lawyer from ASG Legal will give you someone who is experienced in handling the following types of bankruptcy:
- Chapter 7
- Chapter 11
- Chapter 12
- Chapter 13
Chances are you will be filing chapter 7 or chapter 13, but not necessarily. We can explain what each filing means, and how it will affect you. We can also help guide you toward the one that best helps your situation. Bankruptcy laws are complex, and someone trying to find out everything you can about them on your own can be daunting, if not downright impossible. Let ASG Legal do the work for you.
We have had clients ask us a number of questions as to what will happen when they file. Will my debt be erased? How will this affect my credit rating? Can we file as a married couple, or as individuals within a marriage? Or during a divorce? Each of these are valid questions to ask, and we can help answer each and every one of them for you.
You no longer have to live in fear of creditors calling or showing up to your house or business. You do not have to worry what will happen to you, your family, or your business if you cannot find the money to make next month’s payment. It is time for you to take back your life. Okaloosa County is a beautiful place to live, it is time that you start to enjoy what life has to offer too. Contact a Crestview bankruptcy attorney at ASG Legal today, and see how we can help you.